About Aclaró AI

An auto loan system that lets you say yes to more applicants without increasing risk? Now that’s Aclaró AI.

Aclaró A.I. is designed to be easy to use and understand. We’ve created everything so that you don’t have to have a computer programming degree to get the most from the system. Moreover, we have an outstanding support team that’s here to answer your questions and help you get the most from aclaró A.I.’s powerful technologies.

Why Us

The Data you Need, when you Need it

The power of Data in your hands

You will say yes faster, and to those who more likely to pay back in full! Aclaró AI is a top-of-the-line financing platform that lets your risk teams quickly deploy sophisticated risk strategies—so you can make smarter decisions. Our support of advanced data science tools, such as machine learning, helps you get deeper insights from data so you can say yes more, with confidence.

Aclaro AI

Close deals in seconds, even nanoseconds!

Use sophisticated automation to replace time-consuming manual processes for instantaneous credit decisions tailored to each customer. Tell the Aclaró Platform how you want to handle decisioning, from straight-through processing of credit-worthy applications to flagging complex requests requiring more careful analysis. Aclaró can simplify and streamline the process from end to end.

What Drives Us


At Aclaró AI, we aren’t afraid to think outside of the box, whether that is updating our cutting-edge software or helping clients with particular issues.

Stellar Customer Service

Stellar customer service is at the heart of what we do. We treat our clients like family. By working with us, your satisfaction is guaranteed.


Our value proposition is clear. By becoming an Aclaró AI client, you will see an impact throughout your business’ income statement.


We truly love what we do. We bring that passion to our work, going the extra mile to ensure that we exceed your expectations.

Our Leadership Team

Carlos Galarce

Chief Executive Officer

Highly accomplished Senior IT and Operations Executive and a recognized leader in business growth.

Melissa Tello

Chief Marketing Officer

Expert in branding and integrated marketing strategies that drive sophisticated results for the company.

Farshad Fatouhi

Chief Technical Officer

Dean of Wayne State University’s College of Engineering and seasoned expert in computer engineering.

Bill Russo

Chief Product Officer

Bill has over 35 years experience in developing software solutions to the automotive retail sector. These innovative solutions have enabled dealers, OEMs, financial services and other companies to better manage their business operations and data & information requirements to drive profitability and revenue growth.

Bill has Founded or co-founded numerous automotive technology companies over the years, all of which were acquired or merged with 100% success rate

Ralph Schiavone

VP of Customer Success

Experienced in software development at a multi-national level working with world wide teams. Ralph has held senior management positions focused on software application development, quality assurance, infrastructure management operations, SaaS and software tools development with various software companies. He’s also worked directly with many customers on implementations, software upgrades and finding solutions to their specific business problems.

Aclaró AI puts the power of the risk process in your hands.

With great power, comes great responsibility. We look forward to working with you!